The CloudCoin Consortium is on the lookout for proven, experienced, and qualified individuals with a passion for digital currency. There are both full-time and part-time openings at our California HQ and remotely. Compensation-Is in CloudCoins. *Current Openings *Attorneys/Paralegals *Grant Writers *Software developers/programmers *Software testers for all operating systems *Minecraft developers/modders *Electron programmers *HR/personnel professionals *Accounting/bookkeeping professionals *Marketers, social media pros and PR experts *Software solutions salespeople *Filmmakers and video specialists *Writers and bloggers



"Redundant Array of Detection Agents"



Recessions, derivatives, manipulations and depressions What is happening?

By Christopher Davis
There’s a theory or you might call it an operating principal that if risk is spread thin enough it will disappear. This is like the water treatment business which I have experience in.
In that business if you have contaminated water, the least expensive method to bring it under control, meaning below maximum contamination requirements, is to mix it with an inexpensive source of clean water. This technique is generally a good fix at least in the short term, that is if you have a steady enough supply of new clean water to mix it with.
In finance, they apply the same principal. They try to spread the risk as thinly as possible.  This often brings about new financial instruments being fabricated into existence. These instruments are generally referred to as derivatives.
If you group together a bunch of sub-prime mortgages into a package it’s not going to be an attractive enough package to sell, but if you dilute the contaminated mortgages with some good ones then the dilution could be good enough to package and sell. Voila, a sellable package.
We are all familiar with the sub-prime mortgage crisis of 2008. That is a crisis that began with dilution of risk but got out of control. There weren’t enough good mortgages being mixed into the continually increasing flow of toxic mortgages.
Derivatives didn’t stop in 2008, it just changed form. The toxic instrument dilution process continues unabated in the financial community in different forms because of the demand for low-risk or risk-free debt instruments which are called for by pension funds and institutional investors.
Yet as an economic expansion progresses, especially one that has been extended and distorted with the Fed’s cheap credit, these derivative financial securities are being polluted with more and more toxic waste.  Spreading the risk ultimately pollutes the entire pool of liquidity.
The toxic pool increases as businesses fail to keep up with the needed expansion rate demanded by additional debt on terms of loan services, increased taxation and a diminishing market. This is the scene today.
Continually attempting to spread the risk ultimately pollutes the entire pool of liquidity. The pool become less attractive and the demand drops. This happens regardless of the Fed pushing more and more inflation dollars into the system. In fact, it happens more because of the losses incurred in inflated return values.
Today it’s no longer subprime mortgage backed securities, it’s what they call Collateralized Loan Obligations (CLOs).
CLOs invest mainly in leveraged loans, i.e. bank loans to firms that are highly indebted, have high debt service costs relative to earnings and are typically rated below investment grade. So, they put a bunch of these together, “spreading the risk” and maybe sprinkle in a few good performers, and doing so they create a new derivative they can package and sell.
These are collateralized loans, just like mortgage loans are. They’re collateralized loans because the firms borrowing the money are risky.
The leveraged loan market has surged in recent years to roughly $1.4 trillion, most of which exist in the US.
The rapid growth of these CLOs is terrifyingly like what happened in the subprime mortgage market.
Why is this frightening? Isn’t the economy strong?
The stock market, which is not actually a prime indicator of economic health, is being supported by tax breaks, corporate stock buybacks and the Fed’s influx of new money into the market. This is what is buoying up the stock market. The stocks are just about uniformly overpriced, way beyond what would be considered as viable price earnings ratios. Stock, like the currency is inflated, in fact the hidden inflation can be seen in the high stock valuations. It takes a long while for the effects of inflation to hit main street.
One of the prime indicators of banking health is what is called the REPRO market. This has been in the news lately, but it’s not new. The REPRO market is the overnight lending rate that the Fed provides to the banks.
At the end of each day the banks must balance their books, and if they are short they pledge collateral to borrow from the Fed so as to buoy up their books. The next day they pay off the loan and buy back the collateral. That’s why it’s called the REPO market. In the past, this has been there for occasional needs, but of late the banks are continually borrowing from the Fed daily. It’s like they are barely treading water. It appears their arrears are building up and that’s why an increasing REPO pool is necessary.
Translated that means that if that large pool of freely available loans were not available, the banks would likely need to immediately declare bankruptcy.
The size of the fed pool necessary to handle this is enormous. Much of the new currency has gone to this pool which is higher than it has ever been in the history of the world.
In today’s market the problems in the repo market could be a warning that the CLOs are turning to toxic waste, and, thus, are developing into the next financial crisis. But this time a market crash in one sector such as the CLOs will precipitate a domino effect that it is unlikely the Fed can handle.
Some say that a recession is already here, but you’re not going to hear that from any politicians. The Fed trees to keep the inflation rate at about 2 or 3 percent in order to keep us out of a recession, but has been unable to do that. Right now, for October it was listed at 1.7%. That is 1.7% above the deflation line. But whether it is recession or not, a full-blown one is around the corner somewhere.
The above is just one indicator that we need some fundamental changes to our economy.
Cryptocurrencies have arisen, but in my opinion they are not viable option.
For those who are interested in what I see as the next BIG thing I suggest you learn about CloudCoin the new cloud based digital currency. It’s time for a change, and this could be it.



The future is exciting!


Phase II,

The public climbs into the pilot’s seat where volunteers (testers or users) will learn how to take control of the CloudCoin Wallet. However, we would not allow just anyone to test without training, so in celebration of the release of the CloudCoin Wallet, we have devised a special “Earn-As-You-Learn” tutorial program.

You can be one of the people helping to make history by providing us with your opinions.

With this program, you will receive a free copy of the new CloudCoin Wallet (50) Fifty free CloudCoins for testing along with a how-to tutorial that takes a user through all the new functions on a step-by-step basis, which is designed to answer questions and provide the user with certainty.
We want to know how everything works from a user's perspective. Is the process easy? Is it intuitive? Were there any difficulties?
This is an expansion of the UX/UI (user experience/user interface). We want this to be as smooth and easy to use as possible.
You can help to ensure that the instructions are clear and easy to understand for the many thousands who will follow.
Upon successful completion of the tutorial and the return of your observations and opinions, you will be awarded.

1. A-Wings Certificate, certifying that you have successfully completed the training/testing and received your “CloudCoin WINGS.”
(This will come to you as a printable .pdf file suitable for framing.)
2. A limited-edition Thank-you note from Sean Worthington.
We are now beginning to take applications (also known as reservations) for our expanded Beta test flight training.


Owners of money: Who spins Bitcoin? What are the true goals of such a global project.

Owners of money: Who spins Bitcoin? What are the true goals of such a global project.: Owners of money: Who spins Bitcoin? What are the true goals of such a global project. Encryption: Simply put, that is the basis of cryptocurrency payments What is the basis of a cryptocurrency network? Many will confidently answer that the main idea...


CloudCoin Weekly Bulletin 106

First trades made on prototype P2P exchange
Developers have successfully conducted buy and sell trades using the new Peer-to-Peer (P2P) CloudCoin exchange. An Alpha version will be online today for additional testing, which is expected to be completed quickly. Developers have incorporated several major payment gateways and are working to include more.

First emails sent via RAIDA Mail
Developers have also successfully sent and received the first emails using RAIDA Mail, and a prototype should be launched by early December. RAIDA Mail shreds an email into 25 different stripes making it quantum-safe and protected from view while waiting to be downloaded from email servers. Emails are quantum-safe in transport unless routers on the same network as the sender or receiver are tapped.
Sean Worthington and his team will be in Amsterdam next week to meet with companies looking to use digital currency within product packaging.

Sean will take part in a workshop at the Active & Intelligent Packaging Industry Association conference about why blockchain technology fails to meet commercial needs. His RAIDAtech company will take part in the "Coke Challenge" to present ways RAIDA-backed currency can help Coca-Cola engage with customers and promote recycling. RAIDAtech's Alexander MirochPaul Sidorenko and Pramod Krishna will also be on hand to reach out to companies looking to utilize RAIDA technology.

Also in Europe, Adrian Niculescu recently appeared at AI & Blockchain Summit in Malta to discuss CloudCoin and RAIDA as blockchain alternatives. He will return to Malta later this month to speak at the SiGMA iGaming conference.

Do you have what it takes to be a RAIDA Guardian?
RAIDA Guardians operate proxy servers to make RAIDA more reliable and robust, and they can receive 100,000 CloudCoins for participating.

Guardians are a vital part of CloudCoin's global effort to create a perfect monetary system that will increase the freedom and prosperity of everyone, while helping combat authoritarian governments who rely on currency manipulation for their existence.

If you are interested in becoming a Guardian, please sign up here for more information and an invitation to a members-only Telegram group.
Earn CloudCoins & $$$ as a RAIDA Detection Agent
There are still slots remaining for people interested in becoming founding RAIDA Detection Agents.

Operators of these units help make the RAIDA network stronger, faster, and more secure. Operators earn a portion of network traffic revenues, as well as
a bonus paid in Cloudcoins. Be advised, however, there are a limited number of special "Founders" opportunities available.

There is also a referral program where you can become a Detection Agent, with zero licensing fees, simply by referring potential operators.

Email for more information about becoming a Detection Agent operator or joining the referral program.
Happy Birthday Gene Amdahl
Tomorrow, Nov. 16, would have been the 97th birthday of computer pioneer Gene Amdahl, the creator of Amdahl's law.

Amdahl was a chief architect for IBM's mainframes in the 1960's before starting his own firm offering competing but compatible systems like the successful Amdahl 470.

Amdahl's Law is a formula used to find the maximum improvement possible from improving only a particular part of a system, and is often used in parallel computing to predict the theoretical speedup when using multiple processors.

Amdahl passed away in 2015 at the age of 92.

Happy Birthday Robert Nozick
Tomorrow would also have been the 81st birthday of philosopher and academic Robert Nozick.

Nozick's Anarchy, State and Utopia (1974) applied analytical tools to Kantian ethics to establish the moral justification of a voluntary, minimalist "nightwatchman" state. Any governmental apparatus beyond that point, he said, necessarily becomes coercive, corrupt and will violate the rights of its citizens.

At 30, Nozick was one of the youngest full professors in the history of Harvard University. In 2002, at just 63 years of age, Nozick died from cancer.
Interested in using your talents to make a difference?
Are you interested in using your talents and experience to make a difference? Do you have a passion for learning about the revolutionary new world of digital currency? Would you like to connect with like-minded, liberty-loving people from around the globe?

Consider joining the CloudCoin Consortium. There are opportunities available in numerous capacities. Whether you can spare a few hours a week or devote several hours a day working from the privacy and comfort of your own home, or are available to join us in our California HQ, we encourage you to apply. If you have experience in any of the following fields, visit our Opportunities page with a resume or CV.

  • RAIDA network02 system administrators
  • Social Media pros and community managers
  • Marketers and PR experts
  • Content creators
  • Web developers
  • Filmmakers and video specialists
  • Graphic designers
  • Writers and bloggers
  • Attorneys/Paralegals
  • Grant Writers
  • Software developers/programmers
  • Software testers for all operating systems
  • Software solutions salespeople
  • Minecraft developers/modders
  • Electron programmers
  • HR/personnel professionals
  • Accounting/bookkeeping professionals



What is this thing called money?

I’ll bet you don’t know.
By Christopher Davis

Some might say: “Well, you know … it’s that stuff we work for and buy things with. What else do you need to know,” and they would be right, but the more you know about money the more of it you’re likely to have. If that idea interests, you then read on.
What is it exactly that changes hands and people give you things for?
To begin with, this stuff we call money could be paper money, but in today’s world we’re mostly talking about electronic or digital money, but whether it’s paper or digital, what is it really?
As Sean Worthington, (who you’ll find out more about later,) has defined it. He says:
Money is DATA.
This is quite important definition, and one with an important distinction, because viewing money through this definition makes a big difference because it can help to reduce complicated and confusing economic theories into an understandable set of laws that are much easier to apply, and much more fair or just.
These are the laws of data management, but we’re not talking about just any data, it’s data about VALUE …. Let’s call it “Value Data.”
We acquire value data through work or by providing others with things they want. We exchange our value data for the things that we want, and we store some value data away for our future needs.  This isn’t a totally strange idea, we sometimes hear it in our normal speech, with things like “How valuable is your time? Or What’s the value of that _____?
In a way, unless you’re mismanaging your finances, the amount of money you have might not be saying how wealthy you are, instead it might be saying how valuable others think you are.
You could almost ask someone, how much value do you have in your pocket, or how much value do you have in your bank account?
This tells us two things. Money is data about value … or “value data” and that money changes hands based upon confidence concerning value.

This gives us six scientific laws .

1.         That data or “value data” tells us that some person or legal entity (Corporation, etc.) has apparently produced something of value which has been exchanged with the society and that the value data has been transferred to, and credited to, the creator and now exists in a form that we call money.
2.         That the “value data” called money is stored somewhere, or in several places, like in your pocket or in your bank account. Value data can take different forms, such as stock certificates, bonds, deeds of trust, etc., but the most liquid, meaning the most easily transferrable form of value data, is simply called money.
3.         That value data is exchangeable. I can hand someone paper currency, write them a check or use a credit card.  In each case I would be transferring title (ownership) of data … value data.
4.         That kind of data informs us that something has a value, a value which is indexed against our needs or desires, and existing within a defined market, nationally, regionally, locally, industrially, etc. For example, the price put on the value of an ear of corn would be quite different in the middle of a farming community than at a supermarket in a big city, and that same kind of corn might be less expensive at one market than another. Price data is therefore an indicator of value that one can use in making comparisons, drawing conclusions and acting. It’s therefore also important as a guide.
5.         That like all data, it can be correct or incorrect, and that the management of data follows (or should follow) very specific rules for it to maintain its integrity.
6.         That if “value data” is intentionally or unintentionally corrupted it can cause disruptions on a personal, local, regional, or industry-wide, national, or international basis.
These six laws are knowingly or unknowingly used by people or business entities to manage their own economic universes, which are often referred to as their budgets.

Modern society only exists because of “value Data” systems.

Most importantly, it is with this use of this data that we create and operate an economy, be it a home, a business, a state, a nation or a world. Without this value data, we couldn’t have much beyond a village or small community. This is because it’s exchangeable value data that makes trade possible to reach beyond the limitations of simple bartering.
Value data systems can operate over vast distances because as members of humanity we have many common needs and drives, which allow us to compare and evaluate the values connected to them. The most basic of course is simply to survive. There’s lots of agreement on life’s needs.

You could call it the economics of survival.

We survive in many ways and there are obviously degrees of survival to consider.
Keeping it simple, in an ever-changing world, the only guarantee of survival is abundance, as in abundant crops, abundant livestock, abundant clean air and water, abundant shelter, abundant knowledge, etc. When we produce or present things that enhance survival and make it more pleasurable, we create value.
The word economy embraces three things:
1.   The wealth and resources of a country or region, like its farm lands, its mineral resources, its industrial capacity, its manpower, its brain trust, and its forests.
2.   The production and consumption of goods and services.
3.   The careful management of available resources.
Something that produces the best value for the money is or should be the economic choice. On an individual or family level that might manifest in purchasing an “economy pack” at the market.
The only thing that produces, (or should produce,) “Value Data” in a society is the production of:
A) some sort of a valuable product,
B) some sort of valuable service,
C) the efforts that are put toward the preservation of valuable resources.
In a logical economic society, the money would flow to A), B), and C). Things like education would likely fall under B, but would embrace all three, because the product of a good educational system is an educated people, which is a valuable national resource.
Confidence in true value is the key
Cryptocurrencies were born out of a need for systems that provide confidence.
They are sometimes referred to as trust-free systems.
Viable world trade depends upon having economic communication systems that are as corruption free as possible and allow verifiable value data to be freely and easily exchanged among people, businesses and nations. Today’s financial systems represent the primary bottleneck to free and prosperous trade. To say that there is little trust in banking or central bankers us an understatement. Today’s centralized systems have allowed for rampant corruption on a national and international scale. The results of this corruption are war, poverty, homelessness, insane housing costs, unfair taxation, unpayable national debt, and a litany of other human woes.

What about inflation, bubbles, recessions, and depressions?

“The following excerpt from Sean Worthington’s book, discusses it in terms of database management.”
NOTE: Sean Worthington is a computer scientist and has been teaching computer science in community colleges for over 20 years. While working on his dissertation for his PhD in computer information systems, he realized that monetary systems are just information systems and that the rules used to create information systems could be applied to money. Mr. Worthington also created the first Model for Perfect Currency, invented and patented a new Superbase data structure called RAIDA that allows for a new digital cloud currency called CloudCoin.
He is the author of Beyond Bitcoin: The Future of Digital Currency.
In his book, he describes the perfect currency, how it relates to database management and what it means to all our lives. In the future, it will be thought of as a historical document.

Here’s that short excerpt:

“One of the inherent problems facing all modern currencies is the way in which new money is created, and who gets this newly created money.
According to the theory, the perfect money cannot be created or destroyed, except at its inception (minting), unless the money is split so that all people end up with the exact same proportion of money - just more of it. The primary purpose of money is to track who gets what proportion of the total output based on their total input.
The opposite of this is a system where money (data) is created and introduced to the system at the expense of everyone else. These types of systems (which dominate the world now more than ever) inadvertently cause logical errors, negative feedback loops, and submersion of the economy.
In economics, these phenomena are often known as inflation, price inflation or bubbles.
Sometimes economists argue about what inflation is.
Is it something that occurs when there is more money? Is it something that happens when prices are higher?
Both of these assumptions are wrong, and economists need to turn to information systems to understand the situation.
Remember that money is data. If data appears without valid input in an information system, we call this an anomaly.”

What’s next?

The next step is simple and its free. Get a free copy of Sean’s book.

Beyond Bitcoin: The Future of Digital Currency.

You owe it to yourself to learn more about the paradigm changing things that are occurring with something that is so intimate to your life.
This is not about a new car or a new way to use solar. Those are important but this is about your financial future and the financial future of those around you.
There’s not too many things that are much more intimate than your finances.
The book offers a fresh look at economics. One that slices through much of the unintentional and intentional confusions to be found in conventional financial circles. We now live in a rapidly changing world that is often communicating in Fin-speak which is the language now used in the world of Fintech solutions.
Sean’s book also provides the reader an inside look at the secrets, the dangers and the opportunities of the new crypto and digital currencies.
Here’s how to find out more. Click on the YouTube link below for a one minute introduction to the book which will tell you how to get your free copy plus more.

(1)   A scientific law is a statement based on repeated experimental observations that describes some aspect of the world. A scientific law always applies under the same conditions, and implies that there is a causal relationship involving its elements.

economics, fintech, cryptocurrency, money, data management, value data, barter, inflation, bubbles, depressions, CloudCoin, RAIDA, Sean Worthington.




Картинки по запросу Mail

The first emails have been sent of RAIDA Mail! RAIDA Mail shreds an email into 25 different stripes making it quantom safe and protected from being viewed while waiting to be downloaded from email servers. It also makes it quantom safe in transport except if the rounters on the same network as the sender or receiver are tapped. We expect to have a prototype to release as soon as two weeks from now.
 The code to create the first Sub-RAIDA for Celebrium has been created. There are now 25 servers up and being configured for this purpose.